The September discussion highlighted mixed experiences with Razorpay: several founders reported account freezes, international-payment onboarding difficulties and unclear pricing, while others appreciated its documented APIs. Easebuzz received firsthand praise for lower costs and responsive support; a later message also recommended it for NetBanking. PayU was shortlisted for evaluation.

For overseas collections, PayPal and Skydo came up, with Skydo’s card-payment links discussed but recurring billing unconfirmed. The earlier overseas-payments list also included HSBC OmniCollect, Adyen, Stripe, inai and Xflow. Adyen was described as enterprise-focused; an Xflow user praised setup and support but reported bank-transfer-only collection at the time. Evaluate domestic checkout, overseas transfers and recurring international cards separately.